fingo.sk
Last scanned September 16, 2026
A cookie scan of fingo.sk performed on September 16, 2026 found 10 cookies and 18 third-party tracking requests. The assessment covered 10 pages across 10 unique page templates. The site uses CookieScript as its consent management platform with Google Consent Mode v2; IAB TCF v2.3 was not observed. 18 third-party requests were detected from 7 vendors.
Consent behaviour grade
12 / 100
This site set multiple tracking cookies before the visitor consented. Under ePrivacy Article 5(3), these require prior consent.
Automated point-in-time check of the scanned pages; not legal advice. How our check works.
Consent enforcement level
-
1
Nothing non-essential runs before consent is given. This is the strict reading of ePrivacy Article 5(3) and the strongest position.
-
2
Google tags load with storage defaulted to denied and send only cookieless pings before consent. Permitted in Google's model, but not the strict reading of Article 5(3).
-
3
Partially enforced This site
Google Consent Mode v2 restrains Google tags, but other trackers or cookies were observed before consent.
-
4
Trackers or cookies execute before the visitor consents, with no consent signals restraining them.
Consent banner as encountered
No Reject option on the first layer; declining requires extra steps.
Load timeline before consent
Milliseconds from navigation start until each request fired or each cookie was set.
and 11 more
Observed before consent
Cookies set before consent (9)
-
_fbpmarketing · Facebook -
_clckanalytics · Microsoft Clarity -
_clskanalytics · Microsoft Clarity -
_gaanalytics · Google Analytics -
_ga_2GY2HSEGGKanalytics · Google Analytics -
_ga_C3CZ6Z9D3Panalytics · Google Analytics -
_gcl_auanalytics · Google Analytics -
_nssunknown -
SE20SessionUidunknown
Tracking requests before consent (15)
- Google LLC www.googletagmanager.com set by www.fingo.sk/refinancovanie · at 234 ms
- Google LLC region1.analytics.google.com set by www.googletagmanager.com/js · at 657 ms
- Microsoft www.clarity.ms set a cookie at 380 ms
- www.google.com www.google.com set by www.googletagmanager.com/gtm.js · at 318 ms
- AddtoAny static.addtoany.com at 1211 ms
- Adform track.adform.net set a cookie set by www.googletagmanager.com/gtm.js · at 2196 ms
- Google LLC www.google.com set by www.googletagmanager.com/gtm.js · at 318 ms
- Meta Platforms, Inc. connect.facebook.net set by www.googletagmanager.com/gtm.js · at 2196 ms
- Meta Platforms, Inc. www.facebook.com at 2267 ms
- Microsoft Corporation c.bing.com set a cookie at 785 ms
- Google LLC pagead2.googlesyndication.com set by www.googletagmanager.com/gtm.js · at 1211 ms
- Google LLC region1.google-analytics.com set by www.googletagmanager.com/js · at 806 ms
- and 3 more
How we tested
Browser: Chrome/150.0.7871.124 · Scan origin: EU · Viewport: 1440×900 · Checked: 16 Sep 2026 10:19
Cookies
10
Third-party
0
Trackers
18
Vendors
7
Consent banner
CookieScript
Scans
1
What this setup is missing
- No Reject option on the first layer; declining requires extra steps.
Compliance by audience
European Union
✗ Not metGDPR + ePrivacy · Prior consent (opt-in)
United Kingdom
✗ Not metUK GDPR + PECR · Consent-based
United States
✓ Meets this modelCCPA/CPRA + state laws · Notice & opt-out
Canada
! Needs attentionPIPEDA + Québec Law 25 · Consent-based
Brazil
! Needs attentionLGPD · Consent-based
Scanned from the EU; sites may serve different banners or tracking to other regions. Verdicts reflect observed behaviour measured against each audience's rules.
Connection security
HTTPS supported
✓Redirects HTTP to HTTPS
✓HSTS
✗Content Security Policy
✗
Third-Party Trackers
18 requests detected from 7 vendors: Google LLC, Microsoft, www.google.com, AddtoAny, Adform...
Third-Party Trackers
18 requests detected from 7 vendors: Google LLC, Microsoft, www.google.com, AddtoAny, Adform...
Analytics
4
Marketing
6
Necessary
3
Functional
0
Other
5
| Vendor | Category | Type | Domain |
|---|---|---|---|
| Google LLC before consent Google Tag Manager | Analytics | script | www.googletagmanager.com |
| Google LLC before consent Google tracker domain (source: Disconnect.me, category: Analytics) | Analytics | script | region1.analytics.google.com |
| Microsoft before consent Microsoft tracker domain (source: Disconnect.me, category: Analytics) | Analytics | script | www.clarity.ms |
| www.google.com before consent | Analytics | fetch | www.google.com |
| AddtoAny before consent AddtoAny tracker domain (source: Disconnect.me, category: Advertising) | Marketing | script | static.addtoany.com |
| Adform before consent Adform tracker domain (source: Disconnect.me, category: Advertising) | Marketing | script | track.adform.net |
| Google LLC before consent Google Ads | Marketing | script | www.google.com |
| Meta Platforms, Inc. before consent Facebook SDK / Pixel | Marketing | script | connect.facebook.net |
| Meta Platforms, Inc. before consent Facebook tracking pixel | Marketing | pixel | www.facebook.com |
| Microsoft Corporation before consent Bing Ads tracking | Marketing | pixel | c.bing.com |
| Google LLC Google Fonts stylesheet | Necessary | script | fonts.googleapis.com |
| Google LLC Google Fonts files | Necessary | script | fonts.gstatic.com |
| Google LLC Google tracker domain (source: Disconnect.me, category: Content) | Necessary | script | www.google.dk |
| Google LLC before consent Google tracker domain (source: Disconnect.me, category: FingerprintingGeneral) | Unknown | script | pagead2.googlesyndication.com |
| Google LLC before consent Google tracker domain (source: Disconnect.me, category: FingerprintingGeneral) | Unknown | script | region1.google-analytics.com |
| Google LLC before consent Google tracker domain (source: Disconnect.me, category: FingerprintingGeneral) | Unknown | script | ad.doubleclick.net |
| Google LLC before consent Google tracker domain (source: Disconnect.me, category: FingerprintingGeneral) | Unknown | script | googleads.g.doubleclick.net |
| Google LLC before consent Google tracker domain (source: Disconnect.me, category: FingerprintingGeneral) | Unknown | pixel | adservice.google.com |
Scan history
One completed scan: cookies and trackers from the scan on September 16, 2026.
Recent scans
| September 16, 2026 | 10 18 |
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