individualobligation.com
Last scanned October 4, 2026
A cookie scan of individualobligation.com conducted on October 4, 2026 found 17 cookies and 25 third-party tracking requests. The assessment covered 9 pages across 9 unique page templates. The site employs Complianz as its consent management platform. Neither IAB TCF v2.3 nor Google Consent Mode v2 was observed on our check. 25 third-party requests were detected from 14 vendors.
Consent behaviour grade
32 / 100
This site set multiple tracking cookies before the visitor consented. Under ePrivacy Article 5(3), these require prior consent.
Automated point-in-time check of the scanned pages; not legal advice. How our check works.
Consent enforcement level
-
1
Nothing non-essential runs before consent is given. This is the strict reading of ePrivacy Article 5(3) and the strongest position.
-
2
Google tags load with storage defaulted to denied and send only cookieless pings before consent. Permitted in Google's model, but not the strict reading of Article 5(3).
-
3
Google Consent Mode v2 restrains Google tags, but other trackers or cookies were observed before consent.
-
4
Runs before consent This site
A consent banner is present but does not restrain tracking. Trackers and cookies run before the visitor consents.
Consent banner as encountered
No Reject option on the first layer; declining requires extra steps.
Load timeline before consent
Milliseconds from navigation start until each request fired or each cookie was set.
and 11 more
Observed before consent
Cookies set before consent (16)
-
_fbpmarketing · Facebook -
lsidmarketing · Google -
_gaanalytics · Google Analytics -
_gaanalytics · Google Analytics -
_ga_MJ27FW61CQanalytics · Google Analytics -
_ga_TGTKZHCNMRanalytics · Google Analytics -
_gat_gtag_UA_99585758_1analytics · Google Analytics -
_gat_UA-99585758-1analytics · Google Analytics -
_gcl_auanalytics · Google Analytics -
_gidanalytics · Google Analytics -
_awlunknown -
_I_unknown -
_wp_sessionunknown -
prli_click_43unknown -
prli_click_71unknown -
prli_visitorunknown
Tracking requests before consent (21)
- Cloudflare Inc. static.cloudflareinsights.com at 375 ms
- FunctionalSoftware o51581.ingest.us.sentry.io set by js.codedrink.com/snippet.min.js · at 1652 ms
- Google LLC www.googletagmanager.com at 201 ms
- Google LLC region1.analytics.google.com set by www.googletagmanager.com/js · at 1608 ms
- www.dwin2.com www.dwin2.com at 1241 ms
- www.google.com www.google.com set by www.googletagmanager.com/js · at 1587 ms
- Adobe Fonts use.typekit.net at 1240 ms
- Admiral troubleshade.com at 1404 ms
- Admiral merequartz.com at 1731 ms
- Amazon aax.amazon-adsystem.com set by troubleshade.com/aji6m · at 1525 ms
- HelloBar my.hellobar.com at 1244 ms
- MailerLite assets.mailerlite.com at 729 ms
- and 9 more
How we tested
Browser: Chrome/150.0.7871.124 · Scan origin: EU · Viewport: 1440×900 · Checked: 4 Oct 2026 04:06
Cookies
17
Third-party
9
Trackers
25
Vendors
14
Consent banner
Complianz
Scans
1
What this setup is missing
- Google tags were observed, but Google Consent Mode v2 was not detected.
- No Reject option on the first layer; declining requires extra steps.
Compliance by audience
European Union
✗ Not metGDPR + ePrivacy · Prior consent (opt-in)
United Kingdom
✗ Not metUK GDPR + PECR · Consent-based
United States
✓ Meets this modelCCPA/CPRA + state laws · Notice & opt-out
Canada
! Needs attentionPIPEDA + Québec Law 25 · Consent-based
Brazil
! Needs attentionLGPD · Consent-based
Scanned from the EU; sites may serve different banners or tracking to other regions. Verdicts reflect observed behaviour measured against each audience's rules.
Connection security
HTTPS supported
✓Redirects HTTP to HTTPS
✓HSTS
✓Content Security Policy
✗
Third-Party Trackers
25 requests detected from 14 vendors: Cloudflare Inc., FunctionalSoftware, Google LLC, www.dwin2.com, www.google.com...
Third-Party Trackers
25 requests detected from 14 vendors: Cloudflare Inc., FunctionalSoftware, Google LLC, www.dwin2.com, www.google.com...
Analytics
6
Marketing
9
Necessary
4
Functional
1
Other
5
| Vendor | Category | Type | Domain |
|---|---|---|---|
| Cloudflare Inc. before consent Cloudflare Web Analytics | Analytics | script | static.cloudflareinsights.com |
| FunctionalSoftware before consent FunctionalSoftware tracker domain (source: Disconnect.me, category: Analytics) | Analytics | script | o51581.ingest.us.sentry.io |
| Google LLC before consent Google Tag Manager | Analytics | script | www.googletagmanager.com |
| Google LLC before consent Google tracker domain (source: Disconnect.me, category: Analytics) | Analytics | script | region1.analytics.google.com |
| www.dwin2.com before consent | Analytics | script | www.dwin2.com |
| www.google.com before consent | Analytics | fetch | www.google.com |
| Adobe Fonts before consent Adobe Fonts (Typekit): web font delivery | Functional | script | use.typekit.net |
| Admiral before consent Admiral tracker domain (source: Disconnect.me, category: Advertising) | Marketing | script | troubleshade.com |
| Admiral before consent Admiral tracker domain (source: Disconnect.me, category: Advertising) | Marketing | script | merequartz.com |
| Amazon before consent Amazon tracker domain (source: Disconnect.me, category: Advertising) | Marketing | script | aax.amazon-adsystem.com |
| HelloBar before consent HelloBar tracker domain (source: Disconnect.me, category: Advertising) | Marketing | script | my.hellobar.com |
| MailerLite before consent MailerLite tracker domain (source: Disconnect.me, category: EmailAggressive) | Marketing | script | assets.mailerlite.com |
| MailerLite before consent MailerLite tracker domain (source: Disconnect.me, category: EmailAggressive) | Marketing | script | fonts.mailerlite.com |
| Meta Platforms, Inc. before consent Facebook SDK / Pixel | Marketing | script | connect.facebook.net |
| Meta Platforms, Inc. before consent Facebook tracking pixel | Marketing | pixel | www.facebook.com |
| Penske Media Corporation before consent Penske Media Corporation tracker domain (source: Disconnect.me, category: Advertising) | Marketing | script | ads.blogherads.com |
| Amazon Amazon tracker domain (source: Disconnect.me, category: Content) | Necessary | script | d1rozh26tys225.cloudfront.net |
| Google LLC Google tracker domain (source: Disconnect.me, category: Content) | Necessary | script | www.google.dk |
| Google LLC Google Fonts stylesheet | Necessary | script | fonts.googleapis.com |
| Google LLC Google Fonts files | Necessary | script | fonts.gstatic.com |
| Google LLC before consent Google tracker domain (source: Disconnect.me, category: FingerprintingGeneral) | Unknown | script | www.google-analytics.com |
| Google LLC before consent Google tracker domain (source: Disconnect.me, category: FingerprintingGeneral) | Unknown | script | ad.doubleclick.net |
| Google LLC before consent Google tracker domain (source: Disconnect.me, category: FingerprintingGeneral) | Unknown | script | tpc.googlesyndication.com |
| Integral Ad Science before consent Integral Ad Science tracker domain (source: Disconnect.me, category: FingerprintingGeneral) | Unknown | script | dt.adsafeprotected.com |
| The Trade Desk before consent The Trade Desk tracker domain (source: Disconnect.me, category: FingerprintingGeneral) | Unknown | pixel | insight.adsrvr.org |
Scan history
One completed scan: cookies and trackers from the scan on October 4, 2026.
Recent scans
| October 4, 2026 | 17 25 |
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