kredit24.de
Last scanned October 13, 2026
A cookie scan of kredit24.de performed on October 13, 2026 found 9 cookies and 10 third-party tracking requests. The assessment covered 10 pages across 10 unique page templates. The site employs Usercentrics as its consent management platform with Google Consent Mode v2; IAB TCF v2.3 was not observed. 10 third-party requests were detected from 5 vendors.
Consent behaviour grade
24 / 100
This site set multiple tracking cookies before the visitor consented. Under ePrivacy Article 5(3), these require prior consent.
Automated point-in-time check of the scanned pages; not legal advice. How our check works.
Consent enforcement level
-
1
Nothing non-essential runs before consent is given. This is the strict reading of ePrivacy Article 5(3) and the strongest position.
-
2
Google tags load with storage defaulted to denied and send only cookieless pings before consent. Permitted in Google's model, but not the strict reading of Article 5(3).
-
3
Partially enforced This site
Google Consent Mode v2 restrains Google tags, but other trackers or cookies were observed before consent.
-
4
Trackers or cookies execute before the visitor consents, with no consent signals restraining them.
Consent banner as encountered
Load timeline before consent
Milliseconds from navigation start until each request fired or each cookie was set.
Observed before consent
Cookies set before consent (9)
-
__hsscanalytics · HubSpot -
__hssrcanalytics · HubSpot -
__hstcanalytics · HubSpot -
hubspotutkanalytics · HubSpot -
__hs_do_not_trackfunctional · Hubspot -
__cf_bmnecessary · Cloudflare -
__cf_bmnecessary · Cloudflare -
_cfuvidnecessary · Cloudflare -
_cfuvidnecessary · Cloudflare
Tracking requests before consent (8)
- Google LLC www.googletagmanager.com set by attendant.kredit24.de/gtm.js · at 398 ms
- HubSpot perf-na1.hsforms.com set a cookie at 535 ms
- HubSpot Inc. js.hs-analytics.net set a cookie set by www.kredit24.de/20086767.js · at 268 ms
- HubSpot js.hs-banner.com set a cookie set by www.kredit24.de/20086767.js · at 268 ms
- HubSpot forms.hscollectedforms.net set by js.hscollectedforms.net/collectedforms.js · at 307 ms
- HubSpot Inc. js.hubspot.com set a cookie set by www.kredit24.de/20086767.js · at 268 ms
- HubSpot Inc. js.hscollectedforms.net set a cookie set by www.kredit24.de/20086767.js · at 268 ms
- HubSpot Inc. app.hubspot.com set by www.kredit24.de/index.js · at 841 ms
How we tested
Browser: Chrome/150.0.7871.124 · Scan origin: EU · Viewport: 1440×900 · Checked: 13 Oct 2026 17:21
Cookies
9
Third-party
0
Trackers
10
Vendors
5
Consent banner
Usercentrics
Scans
1
Compliance by audience
European Union
✗ Not metGDPR + ePrivacy · Prior consent (opt-in)
United Kingdom
✗ Not metUK GDPR + PECR · Consent-based
United States
✓ Meets this modelCCPA/CPRA + state laws · Notice & opt-out
Canada
! Needs attentionPIPEDA + Québec Law 25 · Consent-based
Brazil
! Needs attentionLGPD · Consent-based
Scanned from the EU; sites may serve different banners or tracking to other regions. Verdicts reflect observed behaviour measured against each audience's rules.
Connection security
HTTPS supported
✓Redirects HTTP to HTTPS
✓HSTS
✓Content Security Policy
✓
Third-Party Trackers
10 requests detected from 5 vendors: Google LLC, HubSpot, HubSpot Inc., Usercentrics GmbH, Imgix
Third-Party Trackers
10 requests detected from 5 vendors: Google LLC, HubSpot, HubSpot Inc., Usercentrics GmbH, Imgix
Analytics
4
Marketing
5
Necessary
1
Functional
0
Other
0
| Vendor | Category | Type | Domain |
|---|---|---|---|
| Google LLC before consent Google Tag Manager | Analytics | script | www.googletagmanager.com |
| HubSpot before consent HubSpot tracker domain (source: Disconnect.me, category: Content) | Analytics | script | perf-na1.hsforms.com |
| HubSpot Inc. before consent HubSpot analytics | Analytics | script | js.hs-analytics.net |
| Usercentrics GmbH Usercentrics consent management | Analytics | script | app.usercentrics.eu |
| HubSpot before consent HubSpot tracker domain (source: Disconnect.me, category: Advertising) | Marketing | script | js.hs-banner.com |
| HubSpot before consent HubSpot tracker domain (source: Disconnect.me, category: Advertising) | Marketing | script | forms.hscollectedforms.net |
| HubSpot Inc. before consent HubSpot marketing & CRM | Marketing | script | js.hubspot.com |
| HubSpot Inc. before consent HubSpot collected forms | Marketing | script | js.hscollectedforms.net |
| HubSpot Inc. before consent HubSpot marketing & CRM | Marketing | script | app.hubspot.com |
| Imgix Imgix tracker domain (source: Disconnect.me, category: Content) | Necessary | script | kredit24prod-hs-files.imgix.net |
Scan history
One completed scan: cookies and trackers from the scan on October 13, 2026.
Recent scans
| October 13, 2026 | 9 10 |
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